Residential

RESIDENTIAL

TITLE AND SETTLEMENT SERVICES


RESIDENTIAL TITLE SERVICES

Buying a home is a feeling like no other.  Whether you’re purchasing your first house or your third, buying a new house is exciting!  However, you will require the assurance that the property you are buying will be yours.  Other than your mortgage holder, no one else should have any claims or restraints against your home.

 

The Title is the right to ownership of a parcel of real estate and buildings.  The deeds convey title between buyers and sellers, however, not all deeds convey full ownership of the property and real estate can be subject to changes or other burdens that limit the rights of ownership.

 

Residential title insurance is issued after a careful examination of the public records of the county where the home is located.  But even the most thorough search cannot absolutely assure that no title defects are present, despite what is shown by public records, other title problems may exist that cannot be disclosed in a search.  Residential title insurance eliminates any risks and losses caused by faults in title from an event that occurred prior to your ownership of the property.

 

All Shore Abstract offers residential title insurance, providing both lenders and homeowners with security and protection against losses associated with negative occurrences such as forgery, fraud and unidentified property liens.


AREAS OF EXPERTISE


  • Purchase and Refinance Transactions
  • CEMA transactions
  • Condominium Development Searches
  • Single and Multi-Family Residences
  • COOP Searches
  • Tax Lien and Judgment Searches
  • New Construction
  • Foreclosure and REO Searches